Three things that won’t come out in insurance commercials

As we get closer to the start of the new college football season, it will be only a matter of time until you begin seeing commercials regarding insurance. Whether it is for automotive coverage, motorcycle coverage or renter’s insurance, companies will be vying for consumer dollars when the games kick off because so many more eyes will be on them…the games, that is.

Nevertheless, insurance commercials are popular; and they have to be given the level of competition between carriers. But for as much as insurance providers seem to be providing great deals, there are quite a few things that they are not telling you. This post will highlight a few of them.

Young drivers are destined to pay more – Despite what you may hear about “name your price” deals and safe driver rebates, drivers who are under 25 years old are more likely to pay more because they are more of a risk to ensure.

Your zip code may determine your rate – Depending on where you live, you may be subject to a hire insurance rate, regardless of your driving record. Essentially, you may be an ideal driver, but the neighborhood you live in may not have good drivers.

You may pay more to protect yourself from other drivers – The special rates you may hear about may not include additional coverage for protection uninsured drivers or underinsured drivers. When such a driver causes an accident and you are injured, it will cost to have your insurance company stick up for you.