Personal injury lawsuits are filed by people injured due to the negligence of someone else. Some of the most common types of personal injury cases include:

• Automobile accidents
• Medical malpractice
• Slip and fall
• Defective products
• Construction / worksite injuries
• Negligent construction, design or maintenance of infrastructures

In general, the goal of a personal injury action is to determine who was responsible for causing the preventable injury and to obtain fair compensation for the injured person or family.  Needless to say, sustaining a personal injury could be a devastating event depending on the severity of the injury.  The inability to work, losing a loved one or provider, the accumulation of medical bills, having to endure significant pain and suffering, the requirement of surgery, and the loss of enjoyment of life are just some of many examples of the tragedies wrongfully suffered due to the careless conduct of another.      

Although nothing can undo the injury suffered, the law does afford one the opportunity to seek financial compensation for the loss.  As such, in this day in age there is insurance to cover virtually every type of negligent act.  As individuals, most of us maintain automobile and homeowners insurance in the event we accidentally cause injury.  Professionals such as lawyers, physicians, engineers or otherwise also maintain a level of professional insurance in the event an accidental error occurs during the course of providing services.  When a person decides to pursue a personal injury case they are technically looking to obtain compensation from the insurance carrier who has collected premiums to provide for that coverage.  It should also be noted that it is a rarity to collect or attempt to collect from the personal assets of another.